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Fast Cash Loans

Finding a lender that can provide a fast cash loan can be difficult but not with us. Unlike some lenders or friends and family we work with hundreds of lenders that are willing to provide cash loans. When you are in need of money today a fast loan can help save the day. When you borrow money from a lender that specializes in quick cash loans you generally get the money the next business day.

What are Fast Cash Loans?

Fast cash loans are short terms loans that are also called quick cash loans, cash advance loans among other terms used to market them. A fast cash loan is a small amount of money, which the minimum and maximum amounts often range between $100 and $1,500, although local state law and/or your net income are factors that determine how much you can borrow. This type of loan is expected to be repaid by the next payday; hence, they are also called payday loans. Nonetheless, the usual repayment period is two weeks, thus if you borrow the money the day before your payday, you will usually have to pay back your debt on your following payday.

Fast Cash Loans Requirements

Getting started for a loan is very easy and the entire process can be done online. In fact, you usually do not need to fax any documents. However, one of the main requirements is your employment status. You need to be employed by your employer for at least six months, but some lenders may accept applications from self-employed workers as well. In addition, you need to be a legal adult and legal resident of the United States, besides having a bank account to get your money deposited into it, although you can also work out this requirement asking the lender to send a check to your address or picking it up at their office.

Things to Remember

With fast cash loans your paycheck serves as collateral to obtain it. The lender may ask for extra income proof, as in the case of freelancers. This type of loan also has the highest interest rates in the financial market so is good practice to repay your fast cash loan as soon as possible to avoid falling into a debt cycle that is hard to break.