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By Brenda
Why You May Not Be Able to Get a Personal Loan Where You Live
Where you live can have a major impact on your ability to take out a loan, however it comes down to a lot more than just your address. One significant indication that where you live does have an impact on your loan worthiness is a report done by Experian …
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The Strangest Things Used as Collateral for a Loan
In this day and age, most loans are guaranteed with some kind of collateral simply because it improves the chances that the borrower will make payments on time so that he or she can get their stuff back. It also means that in the case that the borrower is …
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Best Strategies for Paying Off Four Different Loan Types
As a consumer, there are many different types of debts you can have – student loans, auto loans, mortgage loans, and credit card loans. Of these loans, some offer fixed payments, while others vary based on the changing interest rate and/or fees charged …
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5 Questions to Ask Yourself to Determine if You Really Need a Loan
Most people need to take out a personal loan at one point or another in their lives. However, applying for one requires that you do more than just fill out paperwork and hope for the best. For one, you must consider the state of your personal finances, which …
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7 Traps to Avoid When Refinancing a Personal Loan
Refinancing a personal loan typically seems like a great idea when you see that rates have dropped because you think you will save large amounts of money. While you might save some money, there are certain ways that banks can make up for the lower rate, …
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