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By Brenda

5 Expensive Reasons to Avoid Bad Credit

Sep 30 2016 Parent Category

Bad credit might seem subjective, but most lenders are on the same page regarding credit scores. Excellent credit scores are those above 750 and bad credit scores are usually below 550. There is an obvious range in between these two scores, for which you …

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By Brenda

What Rapid Rescoring Can and Cannot Do

Sep 09 2016 Parent Category

Rapid rescoring can help you improve your credit score within a very short amount of time, which in the case of a mortgage loan approval, could mean the difference between thousands of dollars with a lower interest rate. What is rapid rescoring and how will …

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By Brenda

6 Credit Myths You Should Ignore

Jun 24 2016 Parent Category

Credit cards are similar to any financial product in that they can stir a certain amount of anxiety in people. There are many rumors and myths about spending money on these cards that tends to make this anxiety and confusion even worse. However, worse than …

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By Brenda

4 Sneaky Credit Card Tricks and Traps to Avoid

May 13 2016 Parent Category

Credit cards can be an extremely helpful personal finance tool when used correctly and with self-control. However, that doesn't mean that you shouldn’t be wary of their use. Credit card companies make a profit when you don't pay your balance in …

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By Brenda

Drawbacks of Credit Card Cash Advances

May 06 2016 Parent Category

There are two kinds of credit card cash advances. The most common type occurs when you use your credit card as a debit card and withdrawal money from an ATM. This kind of cash advance usually has a cash credit limit and so will only compromise a certain …

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