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By Brenda

6 Easy Ways to Spend Less on Back to School Shopping

Jul 31 2015 Parent Category

August is the month to prepare for a fresh start. It's the time when kids get prepared to head back to school, and parents prepare their kids with new school purchases. However, with all the new gadgets, supplies, and clothes that need purchasing, a back …

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By Brenda

The Pros and Cons of a Credit Card Limit Increase

Jul 24 2015 Parent Category

Credit cards are a type of revolving account that can fluctuate in its spendable amount. Once your balance reaches a certain level, you are unable to make any more purchases on the card until a portion of the debt has been paid off. The amount on a credit …

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By Brenda

Is It Better to Contribute to a Traditional or Roth IRA?

Jul 17 2015 Parent Category

When trying to save for retirement, you must make the decision between a Roth and traditional IRA. For the majority of middle-income taxpayers, traditional IRAs are an easy way to receive tax-deferred growth and a tax deduction. On the other hand, Roth IRAs …

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By Brenda

What is a CalPLUS Conventional Loan with Zip Extra?

Jul 10 2015 Parent Category

It is no secret that living in California is more expensive than most other areas of the country. Due to that, owning a home can be rather difficult. First time homebuyers do have the chance to obtain financing with the Calplus Conventional Loan with Zip …

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By Brenda

The Impact of Late Mortgage Payments on Credit

Jul 03 2015 Parent Category

For many US citizens, a home mortgage is the largest investment that they'll ever make. Once payments start towards a mortgage, those payments will contribute to the homeowner's credit score, and so on time payments can be a great way to enhance your …

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